Privacy Policy

Overview

Stempkowski, PLLC (“Stempkowski” or “Company” or “We”) values your privacy, and we are committed to protecting it through our compliance with this policy.

This policy describes the privacy practices of Stempkowski, PLLC and the types of information we may collect from you or that you may provide when you visit our website www.TimStempkowski.com (our “Website”) or download, install, register with, or use our mobile application (our “App”) and how we collect, use, maintain, protect, and disclose that information.

This policy applies to:
● All products and services owned and operated by Stempkowski, PLLC, including content, features, data, and software available on the Website and App and other websites and applications that we operate.
● Information we collect on the Website and/or through our App.
● Information we collect through email, text, and other electronic messages between you and our Website and/or App.
● Information we collect when you interact with our advertising and applications through our Website, App, and/or other third-party websites.

It does not apply to information collected by:
● Us offline or through any other means.
● Any outside third parties, including through any application or content (including advertising) that may link to or be accessible from or on the Website or App.

Consent

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using our Website or App, you agree to this privacy policy. If you do not agree with our policies and practices, your choice is not to use our Website or App. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of our Website or App after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children’s Privacy – Children Under the Age of 16

Our Website and App are not intended for children under 16 years of age. No one under age 16 may provide any information to the Website or App. We do not knowingly collect personal information from children under 16.

If you are under 16, do not use or provide any information on our Website or App on or through any of their features or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.

If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information.

If you believe we might have any information from or about a child under 16, please contact us at info@TimStempkowski.com.

Information We Collect About You and How We Collect It

Types of Information We Collect

We may collect several types of information from and about users of our Website and App, including information:

By which you may be personally identified, such as name, postal address, email address, telephone number, and any other identifier by which you may be contacted online or offline (“personal information”).
That is about you but individually does not identify you.
About your internet connection, the equipment you use to access our Website and/or App, and usage details.

How We Collect This Information

We collect this information:

Directly from you when you provide it to us. For example, when you fill out a webform; inquire about our services and products; create an account with us; communicate with us via comments, direct message, email, SMS message, or telephone; or respond to one of our surveys.
Automatically as you navigate through our Website or App. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
From third parties, for example, our business partners and affiliated entities.

Information You Provide to Us

The information we collect on or through our Website and App may include:

Information that you provide by filling in forms on our Website or App. This includes information provided at the time of registering to use our Website or App, subscribing to our services, requesting information about our services, submitting an employment application, participating in marketing, or requesting further services. We may also ask you for information when you report a problem with our Website or App.
Records and copies of your correspondence (including email addresses), if you contact us.
Your search queries on our Website and/or in our App.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website or App, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our Website or App, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website or App.
Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically is statistical data and may include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties.

It helps us to improve our Website and App and to deliver a better and more personalized service, including by enabling us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website and App according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website or App.
Recognize when you open email correspondence from us.

Technologies We Use for Automatic Data Collection

Cookies (or browser cookies): A cookie is a small file placed on the hard drive of your computer or portable electronic device like cell phone or tablet. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our Website or App. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website or App.
Flash Cookies: Certain features of our Website or App may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website or App. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
Web Beacons: Pages of our Website, App, and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Stempkowski, PLLC, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

To present our Website, App, and their contents to you.
To advertise investment opportunities.
To present offers, goods, and services that may interest you.
To assist us in assessing your candidacy when you apply to our team.
To do market research.
To provide you with information, products, or services that you request from us.
To fulfill any other purpose for which you provide the information.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us.
In connection with any dispute, including prosecuting or defending against claims in court or any other forum.
To notify you about changes to our Website, App, or any products or services we offer or provide through such platforms.
To allow you to participate in interactive features on our Website and App.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
To inform you about our own and third-parties’ goods and services that may be of interest to you.

We may also use your information to contact you about goods and services that may be of interest to you.

Disclosure of Your Information

We do not sell or rent your personally identifiable information to third parties. We share your information only with our service providers or as otherwise described herein to provide you with information or services related to your inquiries.

We may disclose aggregated information and de-identified information that does not identify any individual about our users without restriction.

We may disclose personal information that we collect, or you provide as described in this privacy policy:

To our subsidiaries, affiliates, and commonly owned entities.
To contractors, service providers, and other third parties we use to support our business.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Stempkowski, PLLC’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Stempkowski, PLLC about our Website and/or App users is among the assets transferred.
To fulfill the purpose for which you provide the information.
For any other purpose disclosed by us when you provide the information.
With your consent.

We may also disclose your personal information:

To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
To enforce or apply our policies and procedures, Terms of Use, the terms of this Policy, or any other agreements with us.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Stempkowski, PLLC, our clients

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to give you control over your information in the following ways:
Tracking Technologies and Advertising – You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how to manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, some parts of our site may not function properly.
Promotional Offers and Company Communications – We may provide notifications required by law or for promotional, marketing, or other business purposes. Subject to applicable law, we may provide such notifications to you via email, text message, hard copy, or through conspicuous posting on our Website or App. We reserve the right to determine the form and means of providing notifications to you.
Targeted Advertising – We may allow third-party online advertising networks to collect information about your use of our Services over time to display ads relevant to your interests on our Services as well as on other websites or applications. The only way to completely opt out of information collection through cookies or tracking technology is to actively manage the settings on your browser or device.
Disabling cookies or similar tools may limit functionality on our Website or App and could prevent certain features from working properly.
Promotional Communications / Opt-In and Opt-Out
From time to time, with your consent and/or as permitted by law, we may send you promotional communications via text message, email, and/or telephone regarding special offers, investment opportunities, and other updates.
If you provide your personal information through any of our forms, Website, or App, you may request to stop receiving marketing communications at any time, and we will promptly honor your request.
You do not need to create an account to exercise your opt-out rights. We will only use the information you provide to process and comply with your opt-out request.
Text Messages – You may choose to opt-in to receive marketing SMS messages. You will only receive such messages if you have expressly consented. Standard message and data rates may apply. You may opt out at any time by replying “STOP” to any marketing text you receive from us.
Email Messages – We may send you newsletters, promotions, and special offers. If you no longer wish to receive these emails, you may unsubscribe by clicking the “unsubscribe” link in our emails or by sending an email to info@TimStempkowski.com. We make reasonable efforts to promptly process all unsubscribe requests.
Services-Related Messages – We may still send you important informational messages related to your account or transactions (e.g., verification emails, security updates, service changes). You may not opt out of these service-related emails.
Third-Party Advertising – If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you may opt out by emailing info@TimStempkowski.com.
For any questions about opting out of cookies, tracking, or promotional communications, please contact us at info@TimStempkowski.com.

Additional Information on Cookies and Tracking

To learn more about cookies, clear gifs/web beacons, and related technologies, you may visit:

These resources may be helpful, but we do not control or guarantee their accuracy or effectiveness for all information-gathering tools or in all circumstances.

Do Not Track

Our Services do not currently respond to “Do Not Track” signals from your browser.

Data Security

We have implemented reasonable safeguard measures to secure your personal information from accidental loss and from unauthorized access, misuse, alteration, and disclosure. However, the security and privacy of your information also depends on you.

Unfortunately, the transmission of information via the internet is not completely secure. While we do our best to protect your personal information, we cannot guarantee its security during transmission to our Website. Any transmission of personal information is at your own risk.

We appreciate your help in safeguarding your own privacy and the privacy of others.

We are not responsible for the privacy or data security practices of any third-party websites. Please review the privacy policies of any third-party sites you visit.

Privacy Rights for California Residents

California residents and consumers have certain privacy rights under the California Consumer Privacy Act of 2018 (CCPA). We have prepared a Supplemental Privacy Policy for California Residents in compliance with the CCPA, which can be viewed by clicking the appropriate link on our Website.

Changes to Our Privacy Policy

It is our policy to post any changes we make to this privacy policy on this webpage and within the App.

If we make material changes to how we treat users’ personal information, we will notify you via a notice posted on the Website and/or App homepage.

The date this privacy policy was last revised is listed at the top of the page. You are responsible for ensuring that we have a valid, up-to-date email address for you and for periodically reviewing our Website, App, and privacy policy for updates.

Contact Us

If you have any questions or comments about this policy or Stempkowski, PLLC's privacy practices, wish to opt out of certain services, or to submit a data privacy request, please contact us:

📧 Email: info@TimStempkowski.com